Hail & Storm Damage Roof Repair in Houston

From Storm to New Roof: the Seven Stages

1. 1. Free inspectionA roof walk and attic check within a day or two of your call, same day if water is coming in.
2. 2. Photos of every hitLabeled by slope, matched to the storm date. If the damage is under your deductible, we say so and you skip the claim.
3. 3. Claim filedYou report the date of loss to your carrier and get a claim number.
4. 4. Adjuster on the roofWe walk it with the adjuster so bruises that only show up close are counted.
5. 5. Scope approvedWe check the carrier's estimate against the photos and supplement anything missed.
6. 6. Roof builtTear-off and install, typically one day on a single-family home.
7. 7. Final invoiceCompletion photos and invoice go to the carrier so it releases any held-back depreciation.

The insurance claims page walks through each stage in more detail, including how supplements and mortgage-company checks work.

Storm Damage Your Policy Pays For

• Shingles bruised or fractured by hail, even when nothing is leaking yet
• Tabs lifted or creased by wind, where the seal strip has let go
• Ridge caps, vents and flashing torn or dented in the storm
• Decking punctured by a falling limb, plus the tarp that kept the rain out
• Ceiling and attic damage from water that came in through the storm opening

Wear, age and leaks that were there before the storm are not covered, and some policies exclude purely cosmetic dents on metal. That is why the photo report ties each finding to a date.

How Quickly to Act

Do I Need to Pay My Deductible After a Storm?

Yes, and every Houston storm brings door-knockers who say otherwise. Texas Insurance Code §707.003 makes it illegal for a roofer to waive, pay or rebate your deductible, and it puts the claim itself at risk. We document the damage, meet your adjuster and build to the approved scope. The deductible stays with you.

Related Storm and Inspection Guides

• How a roof hail claim works in Texas: Seven steps from inspection to final invoice, what the policy pays for, and the deductible rule.
• Free roof inspection in Cypress and Houston: What we check, how long it takes, the photo report you keep, and when to book one.

Recent Storms That Damaged Roofs in Northwest Houston

Storm damage claims in Houston are tied to specific dates. Your carrier will ask which event caused the damage, and your policy sets a deadline for reporting it. These are the events still generating claims in the areas we serve.

• July 8, 2024 · Hurricane Beryl (most recent) · Greater Houston, Cypress, Katy, Spring, The Woodlands. Made landfall near Matagorda as a Category 1 and tracked across the Houston metro with hurricane-force gusts, leaving most of the area without power for days. Sustained wind lifted and creased shingles on the windward slopes of thousands of homes, and falling limbs punched through decking under the pine and oak canopy in Spring and The Woodlands. Much of the damage was not visible from the ground.
• May 28, 2024 · May 28 hailstorm · Cypress, Katy, Northwest Houston. A second round of severe storms twelve days after the derecho dropped quarter- to golf-ball-sized hail across Cy-Fair and West Houston. Hail bruising on asphalt shingles: soft spots where granules were knocked loose and the mat fractured. Bruised shingles usually leak a year or two later, which is why claims from this storm were still being filed the following spring.
• May 16, 2024 · May 16 derecho · Greater Houston, Cypress, Katy, Spring, The Woodlands. A derecho crossed the metro with gusts near 100 mph, blew out windows downtown, and caused more than a billion dollars in damage region-wide. Straight-line wind that lifted shingle tabs, tore off ridge caps and stripped whole slopes on the exposed west- and north-facing sides of homes in Katy and Cypress.

If your roof went through any of these and has not been inspected since, the inspection is free and takes about an hour. We photograph every slope, and if there is nothing wrong we say so. Most policies expect a claim to be reported within a set window of the storm, so the sooner it is looked at, the more options you keep.

Hail Damage Roof Repair in Houston: What We Look For

Hail rarely leaves holes. On an asphalt shingle roof it leaves bruises: round spots where the granules were knocked off and the fiberglass mat underneath was fractured. From the ground they look like nothing. On the roof they feel soft under a thumb and show up as dark circles where the black mat is exposed. The shingle keeps water out for a while, then the bruise opens up under Houston sun and the leak shows up one or two summers later.

The easy tells are on the metal: dents in gutters, downspouts, vent caps and the soft aluminum of a roof turbine. Adjusters look at those first, and so do we. If the metal is dented, the shingles took the same hits.

Wind damage is different. It creases shingle tabs where they folded back, breaks the seal strip so tabs lift in the next storm, and strips ridge caps. Creased shingles do not reseal and are a covered loss on most policies even when the roof still looks intact.

Hail Damage Roof Repair or Full Replacement?

The count decides it. Adjusters and roofers both use a 10-by-10-foot test square on each slope: if a square shows roughly eight or more hail hits, that slope is generally considered a total loss and is replaced rather than patched. Hits on one or two slopes with the rest clean is a repair. Hits across most of the roof is a replacement, and on a Houston home that is the more common outcome after a storm like May 28, 2024, because hail does not pick and choose slopes.

A hail repair on a Houston home typically runs $300 to $3,500 depending on how many shingles come out and whether flashing or vents need replacing. A full storm damage roof replacement runs $4.50 to $8.50 per square foot for architectural shingles, which on most Cy-Fair and Katy homes lands between $12,000 and $25,000. On an approved claim you pay the deductible, usually 1 to 2 percent of your dwelling coverage, and the carrier pays the rest at the approved scope. We give you the slope-by-slope count and photos either way, so the repair-or-replace call is made on evidence, not a sales pitch.

If you are replacing anyway, ask about Class 4 impact-resistant shingles. Most Texas carriers discount the wind-and-hail portion of the premium for them, and they are the one upgrade that changes what the next hailstorm does to the roof.

The First 48 Hours After a Storm

• Photograph everything from the ground. Debris in the yard, dented gutters, shingles on the lawn, any interior stains. Dated photos are the start of the claim file.
• Do not go on the roof. Wet shingles and hidden decking damage put people in the hospital every storm season. Call us; the inspection is free and we carry the ladder.
• Tarp active leaks. We provide emergency tarping. Your policy covers reasonable steps to prevent further damage, so keep the receipt.
• Get the inspection before you call the carrier. Filing with a documented scope in hand gets a fuller settlement than filing blind and hoping the adjuster finds everything.
• Be wary of the door-knockers. Out-of-town crews follow storms into Cypress and Katy every year. Texas law prohibits any contractor from paying or waiving your deductible; anyone offering to is telling you how they operate.

Ready to have it looked at? Request the free storm inspection or call (832) 271-7783. For how the claim itself works, see our roof insurance claims page.

Storm Damage Roof Replacements We’ve Completed Around Houston

These are 18 storm claims our crews took from the first emergency call through the finished roof, with photos on every page. Most started with a tarp and ended with a full replacement paid by the homeowner’s insurance. Find your area to see what the work looked like on a street near you.

See all completed projects →