Flexible Financing Options

A new roof is a major investment. We work with trusted national lenders so you can protect your home now and pay over time — with options designed specifically for home improvement projects.

Financing Partner

Regions | EnerBank USA

12-Month Same-As-Cash Loan

12 Month Same-As-Cash - No payments, no interest for 12 months. PreQualify with Regions Bank.
  • No payments and no interest if the balance is paid in full within 12 months
  • Quick online prequalification — checking your options won’t affect your credit score
  • Designed specifically for home improvement projects like roofing
PreQualify Now

*Credit and loans provided by Regions Bank, Member FDIC, (650 S. Main St., Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 19.99% fixed APR (provided however, APR will not exceed 15.99% for residents of New Jersey and 17.99% for residents of Florida and Wisconsin), effective as of July 2026, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Interest waived if repaid in 365 days from first disbursement. When open line period ends, the balance becomes a fixed rate installment loan; repayment terms vary from 24 to 132 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 365 days after first disbursement. If no payments made during same-as-cash period and APR of 19.99%, monthly payments vary from $21.99 to $30.82 per $1,000 borrowed depending on term. The minimum monthly payment will be no less than $50.00.

Financing Option

Wells Fargo | Issued by Wells Fargo Bank, N.A.

Convenient financing options for your roofing project

Buy today, pay over time. Your Wells Fargo Home Projects credit card also brings you revolving line of credit that you can use over and over again, special financing where available, convenient monthly payments to fit your budget, easy-to-use online account management and bill payment options. The Wells Fargo Home Projects credit card is issued with approved credit by Wells Fargo Bank, N.A. Ask for details. Equal Housing Lender.
  • Use it for a full roof replacement, repair, or storm damage work
  • Ask about it during your free roof inspection — no obligation
  • Easy application process with fast credit decisions
Call (832) 271-7783 for Details

*With approved credit. Call for details.

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Cypress-based since 2013serving Greater Houston
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FAQS

Common questions about paying for a roof repair or replacement in the Houston area.

Do you offer financing for a new roof?

Yes. We work with third-party lenders so you can apply online and get a decision quickly. Options and current terms are listed on this page. All financing is subject to credit approval by the lender, not by us.

Can I finance just my insurance deductible?

Yes. Texas deductibles are usually 1% to 2% of your dwelling coverage, which on a $400,000 home is $4,000 to $8,000. Many homeowners finance the deductible and let the insurance payout cover the rest. We will never waive or absorb a deductible; that is illegal in Texas under HB 2102 and a sign of a contractor to avoid.

Does applying affect my credit score?

Lenders typically run a soft inquiry to pre-qualify you, which does not affect your score. A hard inquiry only happens if you accept an offer and complete the application. Check the lender's own disclosure for specifics.

How much does a new roof cost in Houston?

Most Houston-area homes run $8,500 to $16,500 for architectural shingles in 2026, depending on roof size, pitch, number of stories and how much decking needs replacing. Metal and tile are quoted per project. We give a written, itemized price after a free inspection, and the price we quote is the price you pay.

Will a new roof lower my homeowners insurance?

Often, yes. Texas carriers price heavily on roof age, and many switch older roofs to depreciated actual-cash-value coverage at 10 to 15 years. A new roof can restore full replacement-cost coverage. If you choose Class 4 impact-resistant shingles, most carriers also offer a discount on the wind and hail portion of the premium, commonly 10% to 35%. Ask your agent before you choose shingles.

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