A great many Cypress roofs that came through those storms looking intact are not. Wind damage here typically means shingles lifted and set back down with the seal strip broken; hail means bruising that compromises the mat without removing granules visibly. Both show up as leaks a year or two later, long after the insurance claim window has started closing.
Storm Claims in Cypress
We inspect free, photograph everything, and if there's damage we meet your adjuster on the roof so the full scope gets documented rather than just what's visible from a ladder at the eave. That on-roof meeting is where most under-scoped claims get corrected.
Texas law prohibits contractors from paying, waiving, or rebating any part of your insurance deductible, and we follow that strictly. What you pay on a covered claim is your deductible — we'll be straight with you about that from the first conversation.
What Storm Damage Costs You in Cypress
If the damage is from a covered event and your policy carries replacement-cost coverage on the roof, your cost is the deductible, usually 1 to 2 percent of your dwelling coverage, which on a $400,000 Cypress home is $4,000 to $8,000. Everything else, including decking and interior damage, is in the claim. We never waive or absorb deductibles; that is illegal in Texas and any roofer who offers to is one to avoid.
Without a claim, storm repairs price like any other repair: $300 to $1,200 for lifted shingles and ridge caps, more where decking is involved. A tarp or emergency dry-in runs $300 to $800 and is usually reimbursable under the claim.
The First 48 Hours After a Cypress Storm
Cypress took hail on May 28, 2024 and wind on May 16 and from Beryl. If another storm hits, this order matters:
- Photograph everything from the ground before any clean-up: the yard, debris, dents on gutters, AC fins, mailboxes and cars. Collateral damage proves hail size and direction.
- If water is coming in, call us for a same-day tarp. Our office is on Jarvis Road and Cypress is our fastest response area.
- Do not file the claim before the inspection. A claim filed with no documented damage can be denied and stays on your record.
- Let us inspect first and photograph test squares on each slope. Then file with that documentation.
- Note the storm date. Most Texas policies require reporting within a year of it, not of when you noticed a leak.
- Be at the adjuster meeting, and have us there. We walk the roof with the adjuster so the full scope is captured.
Storm Damage Repair Questions from Cypress Homeowners
My Cypress roof survived the 2024 derecho. Should I still get it inspected?
Yes. The most common storm damage we find in Cy-Fair is wind-broken seal strips and hail bruising — neither is visible from the ground, and both lead to leaks later. The inspection is free and there's no obligation.
Is it too late to file a claim from the May 2024 storms?
It depends on your policy and carrier. Texas policies generally have filing deadlines measured from the date of loss, so it's worth checking sooner rather than later. We'll document what we find regardless, and you'll have the report either way.
Will filing a claim raise my rates?
That's a question for your agent, and honest answers vary by carrier. What we can tell you is that storm damage left unaddressed generally gets more expensive, and undocumented damage is harder to claim later.
Does my Cypress HOA need to approve a storm replacement?
Yes, the same architectural approval applies to insurance work. We submit it with the claim scope so it does not hold up the install once the claim is approved.
What if the adjuster only approves a repair?
If our inspection shows damage across more slopes than the adjuster's estimate covers, we submit a supplement with the photos and test-square counts. Supplements are routine on hail claims and often change the outcome.
More About Cypress
This page covers storm damage repair specifically. For the full picture of how we work in this market — neighborhoods, local roof conditions, and storm history — see our Cypress, TX roofing page, or read the detail on storm damage repair generally. Our Houston storm damage guide covers recent hail and wind events, what damage looks like, and the first 48 hours after a storm.